It’s no secret that insurance can be confusing. Trying to sift through different policies, vet various providers, and choose the right plan for your needs can be challenging to tackle on your own, but the good news is that our team is here to help. At Pietila Family Agency, we’re here to demystify the world of insurance and give you the clarity you need to find the right policies for your unique needs.
Key Types of Coverage
Understanding your insurance needs begins with recognizing the common types of insurance plans. In this quick guide, we’ll define each type of coverage, who may need this kind of coverage, and other key facts you should know.
- Business: Business insurance policies are designed to protect commercial property owners from risks like theft, property damage, or customers getting injured on the premises. Some businesses also carry fleet insurance if their employees drive company cars.
- Home: Homeowners insurance is required if you take out a mortgage to buy a house, but renters insurance is also a valuable investment for tenants. Both of these insurance options can offer protection against property damage, theft, and other issues that can impact the value of the structure. Furthermore, if the space is ever temporarily uninhabitable, home insurance can cover the costs of hotel stays, meals, and other essentials.
- Life: There are a few key types of life insurance to meet different people’s unique needs and wishes. Our team can help you decide if whole life, universal life, or term life insurance would be the right option for you and your loved ones.
- Vehicle: Having car insurance is legally required if you own and operate a vehicle. However, not all car insurance policies are the same. Turn to us to find the coverage you need without paying for additional features you don’t want or need.
If you have any additional questions about your insurance options, please don’t hesitate to reach out to our agents today!