There are many different types of insurance out there to help protect your assets and belongings. You likely have home insurance to protect your home, auto insurance to protect your car, and maybe even business insurance if you own a business. There is also boat insurance for those who own boats. Whether you use your boat recreationally or otherwise, you will want to consider the necessary coverage to protect your boat in the case of an incident while on the water. Here are a few tips that can help you decide if you need boat insurance.
- It depends on the state and marina: Not all states require boat owners to have boat insurance by law, but many marinas will require you to have insurance if you plan to dock your boat there. You will want to check the policies for any marinas you plan to dock at to avoid any issues.
- Always be prepared: No one likes to think about unfortunate circumstances that could happen while out in the water, like a collision with another boat that could cause some damage, but it’s always best to be prepared for anything to happen. You will want to have boat insurance to cover any potential costs of repairs or accidents on the boat.
- Let us help: If you’re still unsure whether you need boat insurance or what amount of coverage you need, you can turn to us at Pietila Family Agency. We can help you assess your boat, needs, and budget to help you determine the exact amount of coverage you will need for your boat. We can also help you find just the right policy to fit your needs and budget.
Contact us today to learn more.